Medicare Home Health Care – A Supplement to Medicare

Home Health Care, otherwise known as residential care, is specialized health care or personal care given by an individual caregiver in the patient’s home, rather than regular health care given in group facilities such as nursing homes or clinics. Home health care is also sometimes referred to as domiciliary housekeeping, social care or domiciliary care. The caregiver typically has little or no experience of medicine, while the patients may have a lot of experience of medical care or be very fit or otherwise capable of caring for themselves. These are often frail older people who don’t know how to take care of themselves. Home Health Care also includes home care agencies that provide assistance to such patients.

When a person with a serious and debilitating illness, or a person who is not capable of caring for himself/herself, needs to be in a hospital or long term care facility, they are often referred to either a nursing home or a convalescent home. In the case of a nursing home, the term homebound refers to the patients remaining in their home, often under the supervision of a licensed nurse. For those patients who need more specialized care, or a higher level of care, they would be advised to go into a home health care facility such as a skilled nursing facility, durable power of care community-based care facility or an inpatient placement.

Homebound care is often provided by licensed social workers, licensed mental health counselors, or licensed psychologists. These people work together with the family and friends of the individual to create a specific plan that will allow the person to stay in the home as long as necessary, under the close supervision of health care providers. When you apply for Medicare, it is not a guarantee that you will be able to stay in your home if you are injured. Your homebound care provider will help you fill out the paperwork, and they will also make sure that you have all of the basic necessities that you would need if you were staying at home.

Many individuals who choose to remain in a long-term nursing home are offered the chance to earn additional benefits. If the individual is assigned to a skilled nursing home team, he/she may be eligible to earn an additional 10% per month in place of receiving nursing home benefits. This additional income can be used to supplement the lower rates of pay that one would receive if they chose to remain in their home. Even though this would not be considered a replacement for income, it is certainly an opportunity to gain additional benefits. If you are interested in learning more about earning additional benefits, or you are already a registered nurse, you may want to speak with your medicare representative.

Often, individuals who are interested in remaining in a long-term in-home health care facility are those who have recently had some major medical problems. These individuals may be offered the chance to be delivered directly to their home when they are in need of medical care. Although this can sometimes be inconvenient, it could prove to be beneficial in the long run. Not only would remaining at home help to relieve some of the stress of a recent medical problem, but it could also help patients feel better immediately. By being delivered directly to their homebounders, patients are often able to resume their normal lifestyle sooner than if they were to stay in a long-term facility.

For patients who are interested in remaining in their home, they may also be required to purchase a physician-prescribed plan for their healthcare needs. By being required to purchase such a plan, patients may not be allowed to receive medical services from any provider that does not participate in the plan. This can often prove to be convenient for patients and their physicians alike, as the purchase of the plan typically only requires them to pay a few monthly premiums.

Even though most providers of Medicare part A home care services require patients to meet certain criteria in order to be eligible for enrollment, there are a select few that do not. For these individuals, a visit to the local Medicare representative’s office must first be made. After making an appointment with a Medicare representative, the person must meet several other basic requirements in order to be considered for homebound care services. Individuals who are interested in being homebound by Medicare must meet the following basic requirements: be of legal age; be a citizen of the United States; be of a stable financial status; and have no serious medical conditions that would prevent them from meeting the requirements of their own Medicare Part A plan. If any of these three requirements are lacking, an individual may still be able to get homebound services under the state’s most appropriate care provider program.

Medicare Part A and Part B both offer home health care services to seniors. However, regardless of whether you choose to utilize these two programs, both programs feature a variety of benefits that can prove to be extremely valuable to seniors who find themselves alone or separated from their family members. Medicare is a great program that offers freedom and independence to seniors; private insurance is a great option for supplemental security.